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Money

From debt to dignity, step by step

Pa Bawo never lends or gives out money. We help you climb out of debt step by step, with a plan and brothers who have done it.

  1. 1

    Know your numbers

    Write down what comes in and what goes out. Then lead a calm budget meeting at home: she should know the numbers too.

  2. 2

    Clear your debts, smallest first

    List every debt privately. Pa Bawo shows you which one to attack first, and every payment moves your progress bar.

  3. 3

    Get advice before it gets worse

    A Pa Bawo debt helper can sit with you, check your plan and help you talk to a lender about a payment plan. Book a session and choose "Money or work".

  4. 4

    Grow what comes in

    A skill, a side business started small, a better job. Learn from brothers who did it.

Pa Bawo never lends or gives out money, and never asks you for any. If anyone offers you a "Pa Bawo loan", it is a scam: tell a counsellor.

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